Innovation and new skills in the banking sector: interview with Professor Giuseppe Torluccio
8 January 2025The digital evolution is profoundly transforming the banking sector, requiring professionals to develop new skills to understand and drive change. Bologna Business School, through its Banking in the Digital Era: Innovations and Finance, aims to address this need with a targeted and interdisciplinary educational approach. We discussed this with Professor Giuseppe Torluccio, Academic Director of the program.
Professor Torluccio, who is the main target audience of the Open Program “Banking in the Digital Era: Innovations and Finance”? Which professional profiles can benefit the most from this educational experience?
The program is designed for those already working in the financial sector who recognize how technology is progressively reshaping business models, products, and customer relationships. The current context demands a deep understanding of how processes and services are being reshaped by technological innovation. However, professionals in this field often lack the time to delve deeply into these topics or complete more traditional university programs.
The goal of this program is to reach these professionals and provide them with a broader and deeper perspective on these phenomena, enabling them to tackle the challenges and seize the opportunities introduced by digital transformation.
What are the program’s main objectives in terms of its impact on participants’ skills and their role in driving digital transformation within financial institutions?
The program aims to offer a broad understanding of the impact of emerging technologies, such as artificial intelligence, on the ongoing transformation of the financial sector. Participants will gain the ability to collaborate with multidisciplinary teams to design new processes and evaluate the managerial implications of various application models.
The collaboration with BOOM by CRIF represents a key added value for this program. What is the specific contribution of this partnership, and how does it enrich the program in terms of content and opportunities?
The partnership with BOOM by CRIF brings direct testimonials and field experiences into the program, translating the trends in structural innovation currently transforming the sector into practical applications. Concrete case studies of projects implemented in the financial sector are presented, showcasing not only innovation trends but also the implications for management, financial operations, and human resources. This integration of theory and practice enables participants to fully understand the impact of digital innovations.
In a sector that is increasingly dynamic and technologically advanced, what competitive advantages does the program offer professionals to adapt to and lead innovations in digital banking?
The program operates on two levels: one conceptual and one practical. On the conceptual side, it provides tools to interpret current phenomena and develop a medium- to long-term vision. On the practical side, it ensures the application of acquired knowledge through real-world projects already implemented and operational within the financial system.
This combination enables participants not only to understand ongoing innovations but also to design new solutions aligned with theoretical frameworks and market needs.
Professor Torluccio, would you like to add any final thoughts on the value of this program?
The program represents an important opportunity. Its structure, condensed into a limited number of hours, allows participants to acquire skills and experiences that are difficult to gain through daily work activities. Thanks to an integrated approach that combines research, education, and practical applications, participants will have the chance to engage in project work that blends theory, practice, and concrete case studies.
The Open Program “Banking in the Digital Era: Innovations and Finance” at Bologna Business School is confirmed as a strategic choice for professionals who aim to lead digital transformation in the banking sector, equipped with cutting-edge skills and a global vision of future challenges.
