Giuseppe Torluccio is Full Professor of Economics of Financial Intermediaries at the University of Bologna, at the Management Department. He holds an MBA from the Olin Business School - Washington University in St. Louis. He was a visiting scholar at Washington University in St. Louis and a visiting scholar at Arizona State University (USA), and Bangor University (UK). Lecturer in Master Crif, ABI, Prometeia and Banks. He carries out training, research, consultancy and is the author of publications in the field of financial intermediation, credit risk management and corporate financing, and corporate banking governance. FinTech and Regtech represent areas of applied research. Recently he is active in social finance, microcredit, social business. He collaborates with Nomisma on ESG issues. He is vice president of the Grameen Italy Foundation and director of the Yunus Social Business Center - Unibo.